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Home > Personal Banking > Loans > Home Loans
  • Home Loans

    Buying a home is one of the most important decisions you’ll ever make and working with smart, trustworthy people to finance that home makes the decision a lot easier.

    Act Now!

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    or call us at 314.862.8300


    We offer a variety of loan for your needs:

    • Fixed and variable rate loans
    • Jumbo and super jumbo loans
    • FHA, VA, and MHDC loans
    • HomePath Loans
    • USDA Rural Development Loans
    • Bridge and Construction Loans
    • EasyChoice FHA Loan
    • SimpleChoice Loans
    • Physician Loans

    First time homebuyer? Ask for our guide to help you through the process.

    Here are a few reasons why you should get your home loan from Central Bank of St. Louis:

    • We keep the servicing on almost all of the loans we provide
    • We offer loans with less than 20% down with no monthly mortgage insurance
    • We process, underwrite, and close our loans right here in our St. Louis offices
    • Our operations staff is among the most seasoned group of pros in the business
    • We have multiple layers of quality control to insure a smooth closing
    • We provide many loans with reduced or eliminated closing costs
    • We’re available 7 days a week
    • We offer full service branch banking across the metro area
    • Our servicing department features live people and not a recorded greeting

    You have a dream of home ownership. We have the products, experience, and knowledge that can make your dream come true. Why go anywhere else? Come to Central Bank of St. Louis and let’s get started.

    Equal Housing Lender Logo  An Equal Housing Lender. Member FDIC.