Demo | Enroll
NO ANNUAL FEE
FREE REWARDS PROGRAM
CHOOSE THE DAY YOU PAY
DESCENDING INTEREST RATE WHEN YOU QUALIFY (UNLESS YOU ALREADY HAVE OUR BEST RATE)
MasterCard Guide to Benefits
The Smarter Way to Pay.
We believe you deserve a credit card with fair fees and rates that reflect your lifestyle.
This link provides more information regarding your credit card including interest rates and interest charges.
Earn points toward dream vacations, travel, valuable merchandise and gift cards every time you make a purchase.
*2X Points at Department Stores & Charitable Donations
You will earn 2 points per dollar spent at Department Stores or on Charitable Donation transactions from 10/1/15-12/31/15.
Points are earned on the date the transaction is posted.
We do not determine how merchants or establishments are classified. Merchants who accept credit cards are assigned a merchant code (MCC) based on the merchant’s primary line of business and the kinds of products and services they sell.
Sometimes a merchant will sell a particular item that appears to fit within the stated qualifying category, but that merchant may not have a merchant code that fits within that category. Therefore purchases with that merchant will not qualify for the stated rewards offer on category purchases. We reserve the right to determine which purchases qualify for this offer.
This card is issued by Central Trust Bank pursuant to a license by MasterCard International Incorporated.
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.