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Home > Personal Banking > Checking Accounts > Preferred Interest Checking

  • Preferred Interest Checking

    Customers who maintain a balance of $1,500 never receive a monthly service charge and earn a higher rate!

    Get Started!

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    • Free Online Banking 
    • Free CheckPlus Debit MasterCard® with PayPass™ 'Tap and Go' technology
    • Free Money Manager financial management tool
    • Free Mobile Banking*
    • Free InfoLine 24-Hour Account Information
    • No per check charge
    • Free first order of basic checks
    • Free easy-to-balance monthly statement
    • Free access to over 250 local and 12,000 nationwide ATMs with MoneyPass
    • Free email and mobile alerts*

    Minimum to Open: $50 minimum to open
    Monthly Maintenance Fee: Monthly Maintenance Fee: $0 with $1,000 minimum balance or a $2,000 average daily balance, or if you have Relationship Banking**. Otherwise, $10 per month

    Also available with this account:

    *Mobile carrier data and text rates may apply
    **Maintenance fee may be waived if you keep:

    • $2,500 in a checking or savings account or
    • $10,000 in a personal money market account or
    • $25,000 in all deposit accounts

    1Value of gift reports to IRS as income
    2Minimum balance applies after a 30-day grace period
    3Available to new Cardinal checking households with a Cardinal Debit MasterCard®

    Equal Housing Lender Logo  An Equal Housing Lender. Member FDIC.