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Home > Business Banking > Loans > Lines of Credit
  • Lines of Credit

    Equip your business with this flexible and responsive loan solution – great for financing inventory, operating expenses and more.

    Act Now!

    Call us at 314.862.8300 for more information

    Respond To All Your Business Needs

    Are you looking for a solution that lets you borrow different amounts at different times just by writing a check - and without having to reapply each time? Whether it’s for a special one-time need, seasonal needs or a unique situation to your business, we will work with you to find the best solution.

    Different Lines of Credit

    • Single Purpose Line of Credit - Advances are to support a borrower’s special one-time need.
    • Seasonal Line of Credit - Generally used to finance inventory and accounts receivable build-up associated with seasonal business activity.
    • Revolving Line of Credit - Used to finance receivable, inventory or current operating expenses. The specific terms and structure can be tailored to the borrower’s unique financial needs.
    • Business Reserve Lines of Credit - This line is tied to the borrower’s checking account and is activated by writing a check on the account. Interest is accumulated daily on the outstanding balance.
    • Our loan experts will help determine the payment option that best fits your needs.

    How It Works

    Once the initial paperwork is complete, lines of credit are conveniently activated by a simple call, putting your business in control of the payment schedule. Plus, if you've used part of your line, repayment will be scheduled in monthly payments.

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